Carbray has placed mortgages in Spain for quite a long time. We are aware of the pitfalls of remortgaging in Spain, as our system is quite different from that in other countries. Moving lender to gain better rates or free up some capital is neither possible nor cost effective in Spain. The main reason for that lies in the fact that margins held on new loans are normally higher than on those set up previously.

Our conveyancing solicitors will guide you through the process whatever your reasons for considering a remortgage of your home are.


  • Financial ability
  • Bring the last three months wage slips and six months of personal bank statements.

For those who are self employed

  • Bring the last three years business accounts with an auditor’s stamp and the last year of business bank statements.
  • provide the last six months of personal bank statement information.
Remortgaging in Spain

Remortgaging in Spain?

Why choose Carbray for your remortgaging in Spain?

Carbray offers many benefits to all customers who need help with their remortgaging in Spain, including over 20 years of experience, a dedicated English speaking team with a wealth of knowledge in law, competitive prices and a hands on approach making sure we always deliver results.

Carbray Lawyers have spent years, and solved numerous cases gaining the respect and trust of our clients. Whether it’s a business, an individual or any other case, Carbray will always help with your remortgaging in Spain.

Spanish Company Equal Opportunities

Mother tongue

Our dedicated team is proud to have many experienced lawyers from all around the world. Our team can speak many languages including Russian, English, Spanish, French and Italian to name a few

Spanish Company Flexible Price

Flexible Prices

When managing your remortgaging in Spain, fees can often lead to more stress than desired. Here at Carbray, we offer flexible prices to suit all customers.

Spanish Company Results


We know that managing your remortgaging in Spain can often lead to unforeseen worries, and unplanned difficulties, but Carbray will make sure to minimize these worries and get the results you want.

Real estate Lawyers

Carbray´s Testimonials

A few words of appreciation from a few happy clients

Marck Harris


“Without the help of Carbray, I would never have been able to make the move to Spain and fulfill my lifelong dream.”

David Collins


“The service was first class, the response time was outstanding and all of my requests were handled with the utmost care and courtesy. I would recommend Carbray 110%.”

Mike Hobbes


“I just wanted to express how pleased I am with the way in which my recent remortgaging claim was dealt with by your first-rate law firm. I will certainly be recommending Carbray! Fantastic job, I cannot thank you all enough.”

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